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Step 4 · Protection Setup

What should stay protected?

Lock in your untouchable reserves and upcoming bills before generating your safe daily spend.

Emergency buffer

Protected Reserve

Money your daily spend calculation must never touch.

Safety threshold

Minimum Cash Floor

Your forecast cash balance will never drop below this floor.

Upcoming bills

Fixed Commitments

ElektrikDue: 5 Sept 2026
₺2,800
İnternetDue: 7 Sept 2026
₺950
KrediDue: 12 Sept 2026
₺5,000
Ready to calculate

See what you can safely spend today

Your multi-currency runway will be calculated locally and securely with zero bank access required.